DPDP Act 2023 Compliant
VERIFIED BY CRED LAYER

One identity, reusable everywhere.

CreadLayer gives every person a portable, verified digital trust profile — built once, reused across every merchant, marketplace and service. No repeated KYC, no data sprawl, full consent control.

2.4M+
Verified identities
11,000+
Connected businesses
98.7%
Verification accuracy
< 4s
Avg. verify time
Identity matched
CREADLAYER ID
● VERIFIED
Ananya Sharma
Portable Trust Profile · Consent-controlled
CreadLayer ID
CL4X9K2M7P1A
KYC
CKYC
Reused at
14 merchants
Since
Jan 2024
94
One profile, every touchpoint

Your verified identity works wherever trust matters.

E-commerce CheckoutMarketplace SellersRentalsLending & BNPLInsuranceGig OnboardingCo-workingHealthcareTravel & HospitalityGaming & Fintech
See it in action

Verify anyone, instantly — with their consent.

A merchant scans a user's CreadLayer ID. In seconds, they see the verified profile — no re-KYC, no friction.

Try the identity verification flow

This mirrors what a merchant sees when a user shares their CreadLayer ID at checkout or onboarding.

1
Reading identity credential
2
Matching profile & consent grant
3
Pulling trust score & verification depth
4
Returning verified profile
Ananya Sharma
14 merchants · CKYC verified
VERIFIED
Trust Score
940 / 1000 — Excellent
KYC Level
CKYC
Reused at
14 merchants
Consent
Active & Revocable
Since
Jan 2024
Platform

A complete identity layer, owned by the user.

Verification, consent, and portability in one system — so people prove who they are once, and businesses trust instantly.

Biometric KYC

CKYC-compliant identity verification with liveness detection and face-match in a single pipeline — under 4 seconds.

Portable Trust Profile

A reusable 0–1000 identity score that follows the user across every merchant and service. No re-KYC, ever.

Consent Ledger

Every data share is explicit, time-bound, revocable, and logged — full DPDP-grade control for every user.

One-tap Sharing

Users approve exactly what a business sees — nothing more — with a single tap. No hidden data access.

Always-current

Profiles re-verify continuously so trust never goes stale between transactions or merchant relationships.

Fraud Shield

Duplicate-identity, synthetic-ID, and device-spoof detection surfaced as signals, not verdicts — 98.7% accuracy.

Explainable, not a black box

Every trust score comes with a reason.

Users see exactly what drives their score and how to improve it — full transparency, no mystery.

Identity & document verification310 / 350
KYC depth & verification level240 / 250
Transaction & consent history175 / 200
Merchant reuse & reputation130 / 130
Risk signals & fraud flags85 / 70
94
EXCELLENT

Ananya Sharma — recalculated continuously from verified, first-party sources only.

Why CreadLayer Identity

Built for a world that verifies everything.

The identity layer designed for Indian commerce — privacy-first, portable, and instantly integratable.

Portable by Design

Verify once, reuse forever. No re-KYC when a user meets a new business.

DPDP Compliant

Consent ledger, data minimization, and right-to-deletion built in from day one.

Multi-language

Onboarding in Hindi, Tamil, Kannada, Telugu, Bengali, and Marathi.

Explainable Score

Users see exactly what drives their trust score and how to improve it.

API-first

Drop-in verification for checkout, onboarding, and risk decisioning.

User-owned Data

People control their identity — businesses request access, they grant it.

Fraud-proof

CKYC + liveness + document cross-verification prevents identity fraud.

Real-time

Profiles verify in under 4 seconds. No waiting, no friction.

Real-world scenarios

How portable identity works in practice.

E-commerce Checkout

A user checks out on a new marketplace. Instead of uploading KYC again, they tap Share CreadLayer ID. The merchant instantly receives a verified profile with consent — conversion up, friction gone.

One-tap checkout

Lending & BNPL

A fintech lender needs identity verification before approving credit. The user shares their CreadLayer ID — CKYC, trust score, and history are verified in seconds. Loan approved in under 2 minutes.

Instant lending

Gig Platform Onboarding

A gig platform onboards 5,000 new workers across 15 cities. CKYC + face match + trust score in one flow. Each worker gets a portable ID that works across every platform they serve.

Mass onboarding
Why it works

Three principles that make identity portable.

01

Portable, Not Siloed

One identity works across every merchant. No re-KYC when a user signs up with a new business — the trust profile and history travel with them.

02

Consent-first, Not Invasive

Users control exactly what data each merchant sees. Time-bound, revocable, audited — full DPDP compliance baked into every share.

03

Real-time, Not Stale

Trust scores and verification status are always current. Profiles re-verify continuously so identity never goes stale.

Enterprise ready

Security, compliance, and integrations your legal team will approve.

DPDP Act 2023
Full compliance with India's data protection framework
AES-256 Encryption
At rest and in transit, with TLS 1.3
Immutable Audit Logs
Every consent share and verification logged permanently
Consent Ledger
Every data share is explicit, time-bound, and revocable
Multi-region Deploy
Available across India with high availability
SOC 2 Ready
Architecture and controls built to SOC 2 standards
FAQ

Common questions about the identity platform.

What is a portable trust profile?

It's a verified digital identity that a person builds once and reuses across any merchant on CreadLayer. Instead of re-doing KYC everywhere, they share a consented, verified profile in seconds.

Who owns the identity data?

The user. Businesses request access to specific attributes and the user grants time-bound, revocable consent. Every share is logged in the consent ledger.

How is the identity score calculated?

It combines document verification, KYC depth, transaction history, and risk signals into an explainable 0–1000 score, recalculated continuously.

Is it DPDP Act compliant?

Yes. Consent-first sharing, data minimization, purpose limitation, and right-to-deletion are core to the platform.

How do businesses integrate?

Via REST APIs with a sandbox, or through the dashboard. Verification can be embedded directly into checkout or onboarding flows.

How fast is verification?

Identity verification completes in under 4 seconds. Users tap Share, the merchant receives the verified profile instantly — no waiting, no friction.

For businesses

Verify anyone, instantly — with their consent.

Reduce fraud and drop-off with reusable, pre-verified identities. Integrate in a day with our identity APIs.

Verify Your Identity